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Auto Insurance FAQ's
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Below, we have answered a few questions that are commonly asked with
reference to auto insurance. We hope that the questions and snswers listed
below provide you with the information you wanted. |
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1. What is auto insurance?
Auto Insurance helps you out in case of an
accident. It will help you pay for the damage of the accident, should you be
at fault. When getting auto insurance, you will always have a liability
insurance, which will cover expenses in case you caused an accident. This
liability insurance will pay for expenses for damage on other people, as
well as for damage on other property. |
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2. What is a deductible?
A deductible is the amount of money you will
have to pay yourself before the insurance pays the rest. If, for example,
you cause an accident with damage of $2,000 and your deductible is $200, you
will have to pay $200 and then, the insurance company will pay for the rest
of the damage ($1,800). The advantage of a high deductible is that your
monthly insurance rate will be lower. |
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3. How can you save money on auto insurance?
If you are a save driver,
you should try to arrange a high deductible, which will then cut your
monthly cost of auto insurance. The higher your deductible, the lower your
monthly costs. But, in case of an accident, you will have to pay more money
up front if your deductible is higher. So, this option should only be
considered by safe drivers, who aren't usually involved in accidents. |
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4. Can I save money on auto insurance, if I don't use the car much?
Yes,
ask the insurance company about discounts for low mileage users. Some
companies offer discounts for people who drive less than the average person. |
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To shop for auto insurance, please click here to find the
best online companies providing free auto insurance quotes, so you can
compare quotes and save money on your auto insurance. |
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